Gabriel Radureau
246c7fc5a9
Three improvements that reduce the V6.1 exit-1 signal from 10 to 1 on
the current Arcodange baseline. Every bucket now has a single, clear
purpose; the only entry counted as a failure is a genuine action item.
A. fk_account context on dolibarr-only
- Fetches /bankaccounts and tags each dolibarr-only with the account
ref + label (e.g. "CCA1 (G.RADUREAU Compte Courant Asso)").
- Splits dolibarr-only into "on API-tracked accounts" (QON*/WIS* — real
gaps) vs "not in API scope" (CCA1 / personal — expected gaps).
- Personal-account entries no longer count toward the failure verdict.
B. Avoir-cycle netting
- Pairs AVC entries of -X on socid S with FAC entries of +X on the
same socid within ±5d.
- Both surface in a dedicated AVOIR-NETTED bucket and are excluded from
dolibarr-only, since the bank only sees the net of the cycle.
- Resolves the V6.1 noise where AVC001-CL0001001 + FAC001-CL00001
appeared as fake gaps for a 510€ cancel-and-reissue dance.
C. Wire-reference strong matching (--enrich flag, opt-in)
- When --enrich is passed, bank-match.sh fetches /v1/transfers/{id}
per Wise TRANSFER and reads the wire `reference` field.
- References containing a FAC\d+(CL\d+)? pattern strong-match against
the corresponding Dolibarr customer invoice (annotated [wire-ref]
vs the loose [amt+date] kind).
- Verified on FAC002 5100€: KM's wire memo "FOR INVOICE FAC002CL0001002"
gives an unambiguous match independent of date drift.
Baseline (Jan-May 2026, --enrich on):
6 matched · 1 internal · 2 avoir-netted · 7 bank-known · 1 bank-UNKNOWN
0 dol-only-API · 7 dol-only-personal
→ exit-1 count = 1 (just the +2147€ KM Wise 2026-05-29 to record).
The CLI (bin/arcodange) gains --enrich on the match subcommand. The
SKILL.md has a new "V7 bucket structure" section explaining the seven
buckets and a before/after table showing the signal/noise improvement.
Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>
51 lines
4.3 KiB
Plaintext
51 lines
4.3 KiB
Plaintext
# Bank reconciliation: 2026-01-01 → 2026-05-31 (window ±7d, fees: off, enrich: on)
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=== MATCHED (6 bank ↔ Dolibarr) ===
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Qonto 2026-01-27 - 50.00 card Wise *Plan ↔[amt+date] supplier FAF2026001 (2026-01-26, Δ-1d)
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Wise 2026-02-05 + 510.00 TRANSFER Kissmetrics Holdings Inc ↔[amt+date] customer FAC001-CL0001001 (2026-02-05, Δ+0d)
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Wise 2026-03-06 + 5100.00 TRANSFER Kissmetrics Holdings Inc ↔[wire-ref] customer FAC002-CL0001002 (2026-03-12, Δ+6d)
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Qonto 2026-03-13 - 612.00 transfer DARNIS OPERATIONS ↔[amt+date] supplier FAF2026008 (2026-03-13, Δ+0d)
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Wise 2026-04-20 + 2550.00 TRANSFER Kissmetrics Holdings Inc ↔[amt+date] customer FAC003-CL0001003 (2026-04-20, Δ+0d)
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Qonto 2026-05-10 - 306.00 transfer DARNIS OPERATIONS ↔[amt+date] supplier FAF2026009 (2026-05-10, Δ+0d)
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=== INTERNAL (Wise↔Qonto consolidations, 1) ===
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Wise 2026-03-13 - 5000.00 TRANSFER ARCODANGE ↔ Qonto 2026-03-13 +5000.00
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=== AVOIR-NETTED (2 Dolibarr entries pairing AVC↔FAC cancellation cycles) ===
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customer 2026-02-05 -510.00 AVC001-CL0001001 ↔ netted against FAC001-CL00001
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customer 2026-02-05 510.00 FAC001-CL00001 ↔ netted against AVC001-CL0001001
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=== BANK-ONLY — known patterns (7, intentional gaps documented in known-patterns.json) ===
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Qonto 2026-01-16 + 5.22 qonto_fee Qonto [bank_fee]
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└─ Qonto fees ou refunds. Petites valeurs. Dolibarr: account 627.
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Qonto 2026-01-21 + 1000.00 income FOUREZ Quentin [capital_deposit]
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└─ Apport en capital social initial 1000 €. Maître FOUREZ Quentin, notaire centralisateur du dépôt. Date typique : 2026-01-21. Dolibarr: account 1013.
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Wise 2026-01-26 - 50.00 FEATURE_CHARGE For your account plan [internal_topup]
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└─ Solde Wise rechargé pour couvrir un frais immédiat (souvent net zéro avec le FEATURE_CHARGE du même jour).
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Wise 2026-01-26 + 50.00 BALANCE_DEPOSIT To EUR [internal_topup]
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└─ Solde Wise rechargé pour couvrir un frais immédiat (souvent net zéro avec le FEATURE_CHARGE du même jour).
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Qonto 2026-04-03 - 172.68 card MISTRAL.AI [ai_subscription]
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└─ Mistral AI API subscription. Récurrent mensuel. Dolibarr: account 6262 + supplier 'Mistral AI'.
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Qonto 2026-04-13 - 180.00 card CLAUDE.AI SUBSCRIPTION [ai_subscription]
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└─ Claude AI subscription (Anthropic). Récurrent mensuel. Dolibarr: account 6262 + supplier 'Anthropic'.
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Qonto 2026-05-22 - 493.00 direct_debit URSSAF D ILE DE FRANCE [social_charges]
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└─ Cotisations sociales URSSAF (régime mensuel/trimestriel). Dolibarr: account 645100 (charges de sécurité sociale).
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=== BANK-ONLY — unknown (1, NEEDS attention: missing supplier invoice / unrecorded payment / new pattern) ===
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Wise 2026-05-29 + 2147.00 TRANSFER Kissmetrics Holdings Inc
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=== DOLIBARR-ONLY — on API-tracked accounts (0, REAL GAP: bank should have shown this) ===
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=== DOLIBARR-ONLY — on accounts NOT in API scope (7, expected gap: CCA1 perso etc.) ===
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supplier 2026-01-04 1.99 FAF2026003 (CCA1 (G.RADUREAU Compte Courant Asso))
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supplier 2026-01-06 202.80 FAF2026005 (CCA1 (G.RADUREAU Compte Courant Asso))
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supplier 2026-01-09 55.93 FAF2026002 (CCA1 (G.RADUREAU Compte Courant Asso))
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supplier 2026-01-09 148.80 FAF2026004 (CCA1 (G.RADUREAU Compte Courant Asso))
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supplier 2026-01-12 8.43 FAF2026006 (CCA1 (G.RADUREAU Compte Courant Asso))
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supplier 2026-01-15 1.30 FAF2026002 (CCA1 (G.RADUREAU Compte Courant Asso))
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supplier 2026-01-17 3.20 FAF2026007 (CCA1 (G.RADUREAU Compte Courant Asso))
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----------------------------------------------------------------------------------------------------
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# 6 matched, 1 internal, 2 avoir-netted, 7 bank-known, 1 bank-UNKNOWN, 0 dol-only-API, 7 dol-only-personal
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# patterns loaded from /Users/gabrielradureau/Work/Arcodange/erp/.claude/worktrees/happy-wilson-ee5645/.claude/skills/arcodange-bank-reco/scripts/../known-patterns.json: 7 pattern(s)
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